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Three Ways to Win a Bidding War

Over half of all homebuyers in many markets are competing with multiple offers and facing bidding wars when they place an offer on a house. Here are three strategies you...
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Winter 2021 Guide to House Prices

House prices are determined by housing supply, housing demand, and housing affordability. HOUSING SUPPLY: WHAT’S THE OUTLOOK? Housing supply measures how many months it would take to sell all the houses...
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Home Loan Refinancing Will Get a Lot More Expensive Soon

The Federal Housing Finance Agency, which regulates Fannie Mae and Freddie Mac, recently announced an extra 0.5% fee for all refinance transactions. The fee hike was initially set to kick...
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How Will the Presidential Election Impact Mortgage Rates?

Interest rates are currently hovering at all-time lows. Will that change after the Presidential election? Let’s take a look at what’s happened after each Presidential election during the past 20...
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Three Ways to Avoid Getting Outbid On Your New Home

Bidding for a new home can get pretty fierce in today’s market.  Here are three potential solutions to avoid getting outbid on your new home: Turn in your loan paperwork...
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Two Ways to Protect Yourself from Identity Theft

Many people are concerned about identity theft in light of the last Equifax data breach that impacted half the US population.  Here are two ideas you may want to consider...
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Why the New Forbearance Rules Are Great for Homeowners and Buyers

A “mortgage forbearance” is when the lender allows the borrower to defer their mortgage payments to a future date. The payments are not forgiven. They are simply postponed into the...
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Two Ways to Benefit From the 2020 Loan Limit Increase

Interest rates on home loans that conform to the Fannie Mae and Freddie Mac guidelines tend to be lower than non-conforming loans.  That’s why it’s good news that the Federal...
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The Gift Tax Myth: How to Navigate Around It

Many people aren’t aware of the fact that, in most situations, there really is no gift tax. Here’s why… $15,000 ANNUAL EXCLUSION The federal government gives each of us an...
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